Understanding Car Insurance Laws For Utah

Each state has its own rules regarding car insurance and personal injury claim. Utah, for instance, is considered a no-fault car insurance state. Thus, in a car accident that caused minor injuries or minimal car damage, you would call your own car insurance first to get compensation for things like medical bills or property damage. So, is there any point at which you can file a claim with the other driver’s car insurance? A car accident lawyer in Salt Lake City, UT knows that if your claim meets certain standards, there is a point when you would want to file a claim with the other party’s car insurance. Evidence shows that both drivers are at fault. Can I still get compensation?  In circumstances where insurance (or a court) decides that both drivers are partially responsible for the accident, you are still able to recover partial damages for your injuries. This is known as modified comparative negligence. This means two things:
  1. The amount you are awarded will be reduced by the amount you are responsible for the accident.
  2. If you are responsible for 50% or more of the accident, you will not be able to recover damages.
When you have been the victim of a car accident, things can seem more difficult in a no-fault state, like Utah. However, with the help of the team at Rasmussen & Miner, you can know that we are available to gather evidence and negotiate with insurance agents on your behalf. If you would like to learn more about filing a car accident claim in a no-fault state, give our Salt Lake City, Utah car accident lawyer a call today.